Prequalification
is an estimate of how much you may be able to borrow for a vehicle. This estimate is based on the income info you provide and your credit report. The prequalification request won't affect your credit score.
Prequalifying doesn't mean that you're guaranteed an offer, and it's not a financing application.
If you get prequalified, you'll have an estimate of how much you may be able to borrow. This can help you plan your vehicle financing before you apply.
The Chase prequalification tool won't provide results in some cases, like if you have a freeze on your credit or a recent change in address.
If you don't get prequalified:
- You can check your credit score for free with
Chase Credit Journey
.
- Even if you've not been prequalified, you're always welcome to shop for and choose a vehicle on Chase.com/auto, and apply online.
We'll connect you with Chase's online inventory so you can shop for a vehicle. Please remember, prequalifying doesn't mean that you're guaranteed an offer. Once you've chosen a vehicle you can also apply online before going to the dealer. If your application is approved, you'll get your financing amount and annual percentage rate (APR).
Our shopping experience works best when you plan to buy a new vehicle in the next 30 days.
You can search our
local dealer inventory
or shop in person through our
local dealer network
to find a vehicle that's right for you. When you find a vehicle you’re interested in, you'll have the option to take a test drive and ask the dealer any additional questions. Once you've decided on a vehicle, you can also
apply for financing online
or with your dealer and get a decision in minutes. If you apply online, you'll finish your paperwork with the dealership.
If you’re not ready to buy within the next 30 days, check out
Chase Auto
for more resources and information.
When you
get prequalified
, you request an estimate of how much you may be able to borrow for a vehicle. This estimate is based on the income and credit info you provide us. The prequalification request won't affect your credit score.
Prequalifying doesn't mean that you're guaranteed an offer, and it's not a financing application.
1
To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle, dealer and terms you requested; any changes may result in a rate change.
2
Lease a new Rivian R1T. 36 monthly payments at $899 per month. $6,744 due at signing. $0 security deposit. This is a sample transaction. Discuss full details with Rivian. The tradename Rivian Financial Services and the Rivian logo are owned by Rivian, LLC (Rivian) or its affiliates and are licensed to JPMorgan Chase Bank, N.A. (Chase). Rivian is solely responsible for its products and services and for promotional statements about them, and is not affiliated with Chase or its affiliates. Auto finance accounts are owned by Chase and are subject to credit approval, terms and conditions.
You're Now Leaving Chase
Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.
We'll send your approval directly to you and your dealer
Finalize car details, purchase, then enjoy your new ride
1
To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle, dealer and terms you requested; any changes may result in a rate change.
2
Changing the vehicle, or terms may impact the credit decision.
